Empowerment

The course gives non-professional investors the tools and the knowledge they need to take control of how their wealth is managed and invested. 

No Prior Knowledge

The course starts from the beginning and then moves at a good pace to cover a lot of material. It is not mathematical – it is descriptive.

Your Situation

The course is all about improving your individual situation. Week by week, the course leads investors through a self examination of their current situation to identify what needs to change and how.

Deep Understanding

The course is long enough to develop a comprehensive understanding of how investing and wealth management works.

The course I took with Sam in 2009 was one of my best investments. He has incredible knowledge and a rare ability to present in a way that is entertaining, relevant and memorable.
— Adam Trippe-Smith, Founder and CEO of Kegstar

Register for the Free Introductory Session
in Perth in 2019

Tuesday 23 September 2019, 6:30-8:00pm
Faculty of Law at The University of Western Australia

Enrol in the full Perth
course starting Tuesday, 15 October 2019

Seven evening classes
$980 + GST or $1570 + GST for couples

Classes are held in the Faculty of Law at The University of Western Australia, on October 15, 17, 22, 24, 29, 31; and 5 November (4 Tuesday and 3 Thursday evenings). Classes run from 6:30-9:30 pm (20 hours course total) with a short break in the middle.
 

 
Sam’s teaching is unbelievably far reaching in a complex financial world.
— Vincent Tackoen, Director Talent Mobility Search
 

 

What you will Learn

The course is all about improving individual situations. We lead investors through a self-examination of their current situation to identify what needs to change and how. No prior knowledge of finance is required.

 

A ‘value’ investment philosophy and a highly practical process for achieving your investment goals.

The essentials of investment: portfolio allocations, diversification, risk management, liquidity management, leverage and more.

Tools for assessing the competency of your financial adviser and managing the relationship with your adviser.

How to avoid investment traps.

The fundamentals of stocks, property, fixed income and other investments.

How to understand and navigate the GFC.

 

The fundamentals of family trusts, corporate trustees, self-managed super funds, estate planning, tax planning, etc.

A guided and structured self-review of your current wealth management situation and how to improve it.

 
Masterful delivery: The finance expert with the teacher’s penchant for imparting knowledge.
— Chris Jose, Partner Herbert Smith Freehills

Free Introductory Session

Tuesday 23 September 2019, 6:30-8:00pm
Faculty of Law at The University of Western Australia


 
Everyday I use something I learned in Sam Wylie’s course.
— Jehrom Clift, Business Owner

Watch Sam Discuss the Course

Sam Wylie discusses Windlestone Education's Finance Education for Investors course. The course gives investors the tools and knowledge that they need to take control of how their wealth is invested and managed.

 
 
Sam makes complex concepts accessible. He creates context through storytelling and builds understanding through discussion.
— Lara Pinto, Manager
 

Course Content

Ten fundamental topics in investing are covered in-depth to build up a complete framework for making decisions about personal wealth management. A comprehensive course book containing 200 pages of notes, charts and diagrams is provided as an ongoing resource.


Investment Process

1. Introduction

  • Philosophy of investing in 6 parts.

  • Process of investing in 4 parts.

  • Getting expert financial advice versus mere opinion.

  • What are investors rewarded for: risk, liquidity and the time value of money, explained.

  • Historical risk and returns of stocks, bills and bonds in Australia and globally.


Australian Equity Raisings

2. Stock Market Essentials

  • Where are you on the risk spectrum?

  • Financial statements of firms.

  • Valuing shares – the dividend growth model.

  • PE ratios, dividend yields and other ratios.

  • Growth stocks or value stocks?

  • Importance of size and momentum.

  • Franking credits and share buy-backs.


Quoted Stock Data

3. Stock Market Investments

  • Australian versus Global shares.

  • Buying shares direct.

  • Mutual funds and unit trusts.

  • ETFs (Exchange traded funds).

  • LICs (Listed investment companies).

  • Understanding brokers and dealers.

  • IPOs (Initial public offerings).

  • Role of investment banks.


Australian House Prices

4. Commercial and Residential Property

  • Pros and cons of real estate.

  • History of real estate returns.

  • Residential real estate investment.

  • Is there a housing bubble?

  • Commercial real estate advantages.

  • REITs (Real estate investment trusts).

  • Unlisted property trusts.

  • Wholesale property trusts.


5. Fixed income – Bonds, Annuities and Deposits

  • Government bonds and corporate bonds.

  • RBA (Reserve Bank of Australia).

  • Understanding the yield curve.

  • BBSW and other interest rate benchmarks.

  • Defensive assets in troubled times.

  • Term deposits and cash management trusts.

  • Government guarantees.

  • Bank hybrid notes.

Australian Cash Rate and 90-Day Bill Yield

Central Banks

6. Understanding the GFC + Alternative Assets

  • Danger of deflation.

  • Quantitative easing – what it is and why it matters.

  • Taking a defensive position in the GFC.

  • Alternative assets: Infrastructure.

  • Alternative assets: Private equity.

  • Alternative assets: Hedge funds.

  • Industry funds versus retail funds.


7. Managing Risk

  • Choosing your risk level.

  • Diversifying risk.

  • Interest rate risk.

  • Foreign currency risk.

  • Static hedging.

  • Dynamic hedging.

  • Insurance.

Pay-Off to Portfolio of Asset and Long Put Position

Financial Advice and Product Distribution

8. Getting Value From Your Financial Advisor

  • The different types of financial advice: Accountants, financial planners, private wealth managers, private banks.

  • Your total fees paid for: advice + administration + investment management.

  • Managing the relationship with your adviser.

  • Assessing the ability of your adviser.

  • Choosing the right adviser.


9. Structures, Tax Planning and Superannuation

  • Family trusts.

  • Professional services trusts.

  • Corporate trustees and corp. beneficiaries.

  • Estate planning and testamentary trusts.

  • SMSFs (Self Managed Superannuation Funds).

  • Superannuation planning.

Family Trusts

Private Versus Public Capital Markets

10. Valuing Private Businesses and Conclusion

  • Private companies & listed public companies.

  • Required return of investors in private equity.

  • Valuation by cash flow multiples.

  • Other valuation techniques for private firms.

  • Review of key concepts.

  • Concluding remarks.


Free Introductory Session

Tuesday 23 September 2019, 6:30-8:00pm
Faculty of Law at The University of Western Australia


Sam Wylie has given me the ability to read the context and the smarts to pick the right tools.
— Marco Beltrame, Managing Director