FINANCE EDUCATION FOR INVESTORS
Module 8: Risk Management
2 hrs
8 videos
Step 8 : Risk management
8 of 10 steps
Overview
We turn from property to defensive assets of cash and bonds. Continuing with building your strategy we discuss how to take risk out with insurance and hedging.
- Life, TPD, income protection and trauma insurance.
- Insurance through super v insurance brokers.
- How much and what type of insurance?
- Term deposits v Offset accounts v Cash management.
- Low risk bonds: Government bonds, senior bank bonds, sub bonds and hybrid notes.
- Gold and gold shares as defensive assets.
- Structuring & tax: Borrowing to invest in family trusts and SMSFs
Step 8 : Do you have enough and the right type of insurance?
More modules
Module 9
Getting the Right Financial Advice
When do you need an adviser/ how much should you pay & for what?/ is your structuring right?
Step 9: Do you have the right financial advice?
Module Length: 2 hours
Videos: 2
Module 10
Implementing Your Strategy & Next Steps
Structuring & tax planning Q&A/ private assets / implementing your strategy, next steps & coure wrap up
Step10: Implementing your strategy
Module Length: 2 hours
Videos: 6
Module 1
Introduction; Risk & Returns
Why you need an effective wealth strategy & process / understanding risk & return / choosing your super fund
Step 1: Set your goals
Module Length: 2 hours
Videos: 8