FINANCE EDUCATION FOR INVESTORS
Module 5: Residential Property & Negative Gearing
2 hrs
5 videos
Step 5 : Where Money Goes
5 of 10 steps
Overview
We turn from shares to property starting with residential property:
- Historical returns houses and apartments in Australia. City v regional v remote.
- High growth versus high yielding properties.
- Drivers of price growth: Population, supply problems, global investors, low real interest rates.
- Structural headwinds: Price-to-household income ratios and debt levels.
- Property loans: IO versus P&I, Fixed v variable, getting the most from your mortgage broker.
- Negative gearing is growth strategy – where to find growth.
- Property Case Study 1: Essentials for making negative gearing work.
- Structuring & tax: Deeper discussion of income tax.
Step 5 : Where does your money go? Different approaches to tracking spending.
More modules
Module 6
Residential Real Estate Examples
Negative gearing spreadsheet/ Property case studies x 2/ using family trusts to invest in property
Step 6: Where will you hold your investments?
Module Length: 2 hours
Videos: 4
Module 7
Commercial Real Estate Investing
Historical returns / how to use CREs, REITs, unlisted property trusts, super, syndicates & direct ownership
Step 7: What will you invest in?
Module Length: 2 hours
Videos: 4
Module 8
Managing Risk & Alternative Assets
Life, TPD & income insurance/ distribution networks/ protecting your minimum/ alternative assets
Step 8: Your risk managment
Module Length: 2 hours
Videos: 6